BackNine Insurance & Financial Services

A primarily P&C agent turned a homeowners quote into next-day life coverage using PL Rating + BackNine. When a new homebuyer asked about mortgage protection, the producer clicked from PL Rating into a prefilled Quote & Apply, selected Banner’s instant-decision term, and completed the eApp in 11 minutes. The client was approved immediately and the policy went in force the next day—no re-keying, no lost momentum—boosting retention and recurring revenue."

Agent from Prosper Insurance Group

Commercial client with two 50/50 owners needed a fast, affordable way to fund their buy-sell. The agency used PL Rating + BackNine to quote Nationwide term options: two cross-owned policies sized to each owner’s 50% stake. eApps were completed on the stop; underwriting approved; policies issued. The result: immediate liquidity for a fair buyout, preserved working capital, and clear control for the survivor—while the family of the deceased receives full value. The agency deepened retention and added recurring life revenue."

J.S Stephenson, Baggs & Guthrie

We came in worried about future care costs but didn’t want to sacrifice our legacy. Our agent walked us through stand-alone LTC versus an integrated life-plus-LTC approach. We chose the Nationwide IUL with a cash-indemnity LTC rider because it lets us direct benefits as needs arise while still keeping a long-term wealth plan in place. One policy, flexible LTC protection, and a path to leave something meaningful to our kids."

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