Private Flood with PL Rating + Aon Edge

Explore private flood insurance that works for you and your customers.

Making flood insurance available to all insurance agents

  • Customizable coverage and deductibles
  • Flexible product offerings with private primary, excess flood, and commercial flood
  • Easy online quoting – obtain a quote in less than a minute
  • Simplified underwriting
  • Lender-accepted – providing quick coverage
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Why Private Flood with PL Rating and Aon Edge?

Automatic access

Your home quote workflow in PL Rating® automatically gives access to private flood premiums.

Offer more protection

Flood risks in the U.S. are on the rise — help your clients stay protected. 

Offer more protection

Premiums average 40% less than the standard NFIP policy.

Simplified underwriting

No elevation certificate or photos required.

Customized coverage

Fully customizable coverage limits and deductible options.

PL Rating and Aon Edge Private Flood Insurance

When should you consider private flood insurance? 

All 50 states have experienced floods. Yet, only about 5% of U.S. households have flood insurance, leaving many Americans at risk. Do your clients need protection?

Press release

Historically, independent agents have had no direct access to the private flood market.

Now, when agents access PL Rating for homeowners’ quotes, the system will also include private flood insurance rates. Adding the EZ Flood option into PL Rating gives agents more flood coverage options for their clients, allowing agents to offer the best possible risk advice while saving time.

Read more about our partnership

Client resource

When it comes to choosing flood insurance, today’s property owners have options. With recent flood map changes and extreme weather events across the nation, homeowners may find they want more coverage than what is available in the standard policy offered by the NFIP. 

This primer on private flood insurance can help clients get started.