On this week's episode Rick is joined by Gordon Hui, VP of Strategic Innovation at Hartford Steam Boiler, a division of Munich Re. Gordon focuses on providing turnkey IoT solutions for small commercial lines, or what we think of as mom and pop shops on main street. But what is IoT and how can it help the independent agent and the end-insured? Tune in to this week's episode to hear what Rick and Gordon have to say about the topic.