InsCipher

Surplus Lines Filings. Simplified.

InsCipher's surplus lines tax compliance solutions range from self-service filing tools to a fully managed compliance suite, helping agencies, MGAs, and MGUs meet surplus lines requirements across all 50 states and U.S. territories without the overhead.

Our partnership

Manual surplus lines tax filing is slow, error-prone, and hard to scale. InsCipher was purpose-built for companies managing large volumes of surplus lines policies across multiple states, offering a full spectrum of support, from self-service software that automates filing and reporting, to a fully managed service where InsCipher's compliance suite handles filings end-to-end. Backed by compliance experts and software engineers, InsCipher helps agencies, MGAs, and MGUs cut overhead, avoid penalties, and stay ahead of shifting state requirements. The Vertafore-InsCipher partnership extends that support across Vertafore's platforms, with native integrations into AIM™, MGA Systems™, Surefyre™, and AMS360®, so no matter where your policy data lives, it flows straight into compliant, on-time filings.

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Trusted by the Industry

Each year, InsCipher supports E&S tax activity for:

  • 2.2 Million+ Transactions
  • $24 Billion+ in Premium
  • 71,000+ Licenses
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Features

  • Automated State Filing & Tracking

    Automatically generate filing, reporting, and payment tasks from your policy data, across all 50 states.

  • State Batch Filing via API

    Submit filings directly to state systems, no manual re-entry required.

  • Centralized Filing Management

    Manage surplus lines tax filings company-wide from a single, centralized dashboard.

  • Reporting Validation & Reconciliation

    Automated compliance checks catch errors before they become filing rejections or penalties.

  • Seamless Integration Across Vertafore Platforms

    Upload your surplus lines data automatically from AIM, MGA Systems, Surefyre, or AMS360, no manual exports, no double entry.

  • Fully Managed Compliance Support

    Prefer to hand it off? InsCipher's fully-managed compliance suite manages filings end-to-end, so your team never has to touch a state portal.

  • Built-In Tax Calculator

    A built-in tax calculator generates accurate surplus lines tax calculations, with ready-to-use document templates and state-specific stamp wording. 

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The Business Case for InsCipher

Whether using InsCipher's self-service platform or fully managed compliance service, clients see measurable operational improvements: 

  • 200% increase in filings processed without adding a single person to the team
  • $120K in annual savings
  • 70 hours saved per week
  • 43% lower compliance costs
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