Agencies using our personal lines comparative rater cut quoting process time by 50% Service Renew smarter and faster Give clients real choice Let the conversation flow. Complete your customer’s quote application easily with our interview-style workflow. Save time with templates. Create an unlimited number of default quote scenarios with the template function. Bind quotes immediately. With one click, you can bind a policy inside PL Rating™. Sales Quote 320+ carriers Win more business in seconds Gain leads effortlessly. Empower prospects to get a rate from your agency website or social media profiles. Close business on the spot. Bind directly within the comparative rater with no extra steps needed. Improve service partnership. Help service team members be more proactive with a view into quoting status. Operations Streamline quoting Do more with your data Integrate your tech stack. Easily connect our insurance rating engine to your management or sales system. Prefill accurate data. Save your team time with home, driver, and vehicle data that auto-fills without the need for duplicate data entry. Trust your data. Get the highest quality information with prefilled, verified third-party data. PL Rating's carrier inventory Click to see the carriers and lines of business available on PL Rating in your state. View by State -- Select State -- Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming View by Carrier -- Select Carrier -- 1st Auto & Casualty 21st Century 21st Century - Limited, Select 4 Corners Topa AAA - Auto Club Group AAA Carolinas AAA Insurance Abram Interstate Abram Interstate TOPA Academy - Kemper Auto Academy - Medallion; Platinum ACCC - Drive Elect, Drive ULD, Preferred Access Acuity Adirondack Insurance Exchange Adriana's Club - Kemper Auto Aegis Aegis General Affirmative Aggressive Select AIC Alert Auto - Spartan Alfa Alinsco - Bravo, Enhanced, Select, Zoom Allegany Alliance United Allied Allied Trust Allstate ALPINE Rio - Basic - EFT; Basic PLUS - EFT; Credit Scored - EFT; Credit Scored PLUS - EFT American Access American Agencies American European American Integrity American Modern American Modern Select Mobile Home American Modern Tenant American Reliable American Security American Traditions American West Amigo America Amigo Redpoint Amigo Sunshine AmShield Amwins - Drive, Edge, Excel, Heritage, Prime, Star, Value Amwins Choice Anchor - Gemini; Motor Club; Platinum; Platinum Special; Premier Anchor Gemini Anchor General Anchor General Trident Anchor Motor Club Anchor Pacific Star Anchor Platinum Special Anderson & Murison - Sutter Plus, Sutter Standard Andover Companies Andover Companies - INow Apollo - Monthly, Select Arbella Arbella Mutual Armed Forces Arrowhead Universal ASI ASI/Progressive AspenMGA - Basic PLUS Non-Credit; Basic Non-Credit; Credit; Credit PLUS Aspire Advantage Aspire General Insurance Aspire Savings Assurance America AssuranceAmerica AssuranceAmerica InsureMax AssuranceAmerica, AssuranceAmerica - Economy Austin Mutual Auto-Owners Avatar Badger Mutual Bamboo Insurance Bankers Insurance Group Bankers Standard Bankers Standard Insurance Co Barnstable County Mutual Battle Creek Mutual Bear River Mutual Belpointe-Lloyds of London Berkshire Hathaway GUARD Bluefire - Aggressive Elite, Aggressive Select Bluefire - American Agencies Bluefire - Century National-RAMC, Equity Motor Club, Ocean Harbor Bluefire - Multistate Bluefire - Nations NMC, Nations NIC, Nations NIC NSD, Prime Bluefire - Tejas Sequros,Tejas Sequros Elite Bluestar-Permanent General Branch Brethren Mutual Bridger Non-Owner BridgerAuto Bristol West Buckeye Insurance Group Bunker Hill Cabrillo Cabrillo - Palomar Specialty Cabrillo - Safe Harbor Cabrillo - Spinnaker Cabrillo Coastal Cabrillo Equity Select Cabrillo Safe Harbor Cabrillo US Coastal P&C California Assigned Risk Plan California Automobile Ins California Earthquake Authority California FAIR Plan California Mutual Calumet Equity Capitol Insurance Company Carnegie - Centurion, Flagship, Voyager Carnegie - Select Carnegie Range Casco CEA - Earthquake Only Mobile Home Celina Ins Group Celina Mutual - Home Security Centauri Central Central Mutual Century National Century National Mobile Home Chautauqua Patrons CIG - California Capital/Eagle West CIG - Eagle West Ins Co CIG - Nevada Capital Ins Co Cincinnati CK Specialty CK Specialty - Premier Program Clear Blue Clearcover Co-operative Insurance Companies Columbia Mutual Commonwealth Community Mutual Concord Connect Constitutional Casualty Consumers Cornerstone National Countryway CSAA CSE Insurance Group Cumberland Cypress Property & Casualty Dairyland Dairyland Auto Deans & Homer Companies Diamond Specialty Donegal Drive (Progressive) Dryden Mutual Edison Electric Embark General Encompass Encova Encova Exceed Erie Erie and Niagara Insurance Falcon Falcon - Standard Farmers Farmers - Civic Select Exact Standard Neighborhood Spirit Farmers Alliance Farmers Distinct Choice Farmers Fire Farmers Insurance Farmers Insurance Group Farmers Mutual Of Salem Farmers New Century Farmers of Flemington Farmers of Salem FedNat Insurance Company Fenix General Agency Fiesta Select - Kemper Auto FIG Landlords Protector Financial Indemnity Finger Lakes Fireman's Fund Fireman's Fund - Assoc Indm DP-77 Ins. DP-77 First Acceptance First American P&C First Chicago - PTS First Chicago Benchmark- PTS First Chicago FR-Bond-INOW First Chicago Maverick - INOW First Chicago Maverick - PTS First Chicago Maverick- PTS First Chicago Point Rider-PTS First Chicago- United Security- PTS FJUA Florida Peninsula Florida Specialty Foremost Foremost - Classic CL Foremost Insurance Foremost Mobile Home Founders Frankenmuth Insurance Franklin Insurance Franklin Mutual Frederick Mutual Fremont Insurance GAINSCO Garrison P&C Ins Co. Garrison P&C Ins. Co Geico Genesee Patrons GeoVera Earthquake Germania Germantown Glacier Insurance Golden Bear Goodville Mutual Grange Grange Insurance Association Grange Mutual Grinnell Gulfstream Hallmark Hanover Hanover - Citizens Tap Sales Harleysville Group Hartford Hastings Insurance Haulers Heritage Heritage Insurance HICI Hingham Hingham Mutual Homeowners of America Imperial Classic Indiana Farmers Infinity Infinity - RSVP; Special Infinity Lite Integrity Interboro Iowa Mutual ISO DP-77 JE Brown JE Brown American Modern H03 - JE Brown CSE Safe Kemper Personal Insurance Kemper - Select Kemper Auto Kemper Auto Premium Kemper Auto Alliance United Gold Kemper Auto Premium Kemper Independence Company Kemper Personal Insurance Kemper Select Kentucky National Key Insurance Kingstone Lebanon Valley Legacy Legacy - Western Home Lemonade Lighthouse Lititz Mutual Little Black Mutual Livingston Mutual Loudoun Mutual Louis A Williams Madison Mutual Madison Mutual Insurance Maine Auto Insurance MAPFRE MAPFRE Protection - Estimated Mile, Validated Mile MAPFRE Group MAPFRE Insurance MAPFRE RoadAmerica - Estimated Mile, Validated Mile Maple Valley Mutual Maryland Auto Ins Fund Massachusetts Auto (MAIP) McGraw-Pacific Specialty McGraw-Pacific Specialty Mobile Home McMillan-Warner Mutual Mendota Mercer Insurance Group Merchants Insurance Group Mercury Mercury Insurance MetLife Michigan Insurance Midwest Family Mutual MMG Monarch National Motorists Mount Morris Mutual Mountain Valley Indemnity MPIUA Mutual Benefit Mutual of Enumclaw Narragansett Bay NatGen Custom360 NatGen Premier NatGen Premier OneChoice National Advantage - Sutter Plus Sutter Standard National General National General - Standard; Summit; Value National General Advantage National General Insurance National General Insurance Value National General OneChoice National Grange Mutual Nations Insurance Company - Nations; Nations Motor Club Nationwide Nationwide (Allied) Nationwide Private Client NC Rate Bureau New London New London County NH Assigned Risk Plan NJ Skylands Association NJPAIP Norfolk & Dedham North Country North East Insurance North Star Mutual Northern Mutual Northern Neck Insurance Northstar/Lloyds Sterling NY Assigned Risk NYCM Insurance NYCM Insurance (Standard) Ohio Mutual Olympus Insurance Onward Openly Oregon Mutual Orion Indemnity - Preferred Orion180 Otsego Mutual Ovation Pac Star - Medallion Pacific Specialty Partners Mutual Patriot Patriot MGA Patrons Mutual Patrons Oxford Pearl Holding Group Peerless Peerless Insurance Pekin PEMCO Mutual Penn National Phenix Mutual Philadelphia Contributionship Pioneer State Mutual Plymouth Rock Plymouth Rock - Teachers Preferred Mutual Prepared Insurance Progressive Progressive/Drive Pronto - Flex, Flex Limited Pronto General - Classic; Eagle; Falcon; Low Down; Vista Pronto General Agency Pronto Value Providence Mutual Quincy Mutual RAM Mutual Insurance Company Reliant - Occidental I, Occidental II, Transguard Affinity Reliant General Renaissance Residence Mutual Responsive Auto Insurance Rhode Island Fair Plan Rhode Island State Plan Rio National RMIS - Sutter Artisan; Topa Rockford Rockingham Root Insurance Safeco Safeco is temporarily not supporting 3rd party quoting for the state of California. Safety Insurance Safeway Safeway Insurance Company Sagamore Sawgrass Mutual Secura Milestone Security First Insurance Security Mutual Select General - Agency, Limited Selective SGA - Auto SNAP Insurance Services Southern Oak Spinnaker SPSP - Sutter Plus Sutter Standard Standard Guar First Select DP3 Standard Guaranty Standard Guaranty First Select Star Casualty State Auto Statewide Underwriting Services Sterling Insurance Company Sterling MGA Stillwater Stillwater Insurance Group Sun Coast - Classic, Pacific, Pioneer Sun Coast General Sutter Insurance Co - Plus & Standard Tejas Seguros Elite Tejas Seguros, Elite Texas Auto Insurance Plan Texas Ranger - MGA - Renegade , USIC - INOW The General The Republic Group Tokio Marine Tower Tower Hill Insurance Group Travelers Trexis TX Lonestar Maverick TX Ranger MGA TX Ranger- USIC- INOW Umialik Union Mutual of Vermont Union Mutual of VT United Auto - Limited, STD United Auto - Ovation, Premier United Automobile United Fire & Casualty United Fire & Casualty - Addison United Fire & Casualty - Franklin Insurance United Heritage Property & Casualty United Home United Mutual Universal North America Universal P&C Universal Property & Casualty UPC Insurance Urban Advantage US Coastal USAA - CIC GIC USAA - CIC; GIC USHC-Road Warrior USIC-Road Warrior-INOW Utica First Utica National Utica National Essentials Venture General - Ltd, Superior Vermont Mutual Wadena Warner Wausau-Stettin Mutual Wayne Cooperative Wayne Insurance Group Wayne Mutual West Bend Western General Western General - Classic, Vantage Western General Sedona Western General, Western General Sedona Western National Western Reserve Group Western United - B & P; Horizon Westfield Westfield - WesPak, WesPak Estates Westfield Non-Std Auto Westfield Wespak, Wespak Estate Westfield Wespak, Wespak Estate Westfield Wespak, Wespak Estate, Westfield Wespak, Westfield Wespak Estate Wilson Mutual Windhaven Windhaven - Windhaven, Optimum, Select, Windward Windhaven Apex - Limited, Standard Windhaven Edge - Limited, Standard Windhaven Envoy Windhaven Optimum Windhaven Select Wisconsin Mutual Wolverine Mutual Workmen's Auto Insurance Company Users and industry leaders love PL Rating Skip iFrame content Your browser does not support iframes Why agencies choose PL Rating insurance quoting software Top features PL Rating Other personal raters Lines of business: home, auto and other LOBs depending on state ✓ Available ✓ Available Carrier inventory ✓ 300+ carrier partners ✓ 300+ carrier partners Data prefill ✓ Available ✓ Available Dynamic question sets ✓ Available ✓ Available Reserve quote in market ✓ Available ✓ Available Offer comparative rater quotes on website ✓ Available ✗ Limited Management system integration ✓ AMS360, Sagitta, QQCatalyst, and over 20 other management systems ✗ Limited Open architecture ✓ InsurTech partner integration available ✗ Limited integrations Interview-style workflow ✓ Available ✗ Not available Unlimited quote templates ✓ Available and customizable ✗ Not available Instant bind in rater ✓ Available ✗ Not available Setup and implementation ✓ Days ✗ Weeks Open architecture AMS360 Agency Power your agency with the industry's leading AMS! QQCatalyst Agency The foundational insurance management system for complex small agencies. Sagitta Agency An enterprise-class management system for your agency. AgencyZoom Agency You sell the policy. We automate the rest! Commercial Submissions Agency , Carrier , MGA Deliver a game-changing experience for commercial quotes. InsurLink Agency Providing your customers with 24/7 access to their insurance information. More resources to love Is a comparative rater the right fit? Browse our buyer’s guide to learn which factors to consider when it comes to choosing a comparative insurance rater for your agency. Download the buyer’s guide Built to support your entire team Meet our new platform, AgencyOne AgencyOne brings our solutions, partners, and your team together into one integrated platform that connects your entire business. See it in action Resources on Vertafore’s insurance rating engine PL Rating data sheet View resource PL Rating "Rating Data" data sheet View resource PL Rating CoreLogic data sheet View resource How Connor Insurance scaled client services with Vertafore tech The family-owned independent agency modernized their operations and up-leveled interactions with end-insureds. View resource PL Rating top features Discover why agencies choose PL Rating. Watch video Still on FSC Rater? Upgrade for free to our PL Rating insurance quoting software. Talk to a tech expert Frequently asked questions How does PL Rating benefit insurance agencies? View More Speeds up quoting, increases productivity, and drives revenue growth through real-time multi-carrier access and automation. Is PL Rating easy to use? View More Yes—simply enter data once, quote multiple lines instantly, and leverage built-in tools for a streamlined experience. Can PL Rating be integrated with other agency management software? View More Fully integrates with AMS360, Sagitta, QQ Catalyst, and other systems to improve accuracy and efficiency. What features should I look for in a personal lines rater? View More A comparative rater should have: real-time rates, easily integrates with other systems, and an intuitive interface. A comparative rater should have: real-time rates, easily integrates with other systems, and an intuitive interface.
Service Renew smarter and faster Give clients real choice Let the conversation flow. Complete your customer’s quote application easily with our interview-style workflow. Save time with templates. Create an unlimited number of default quote scenarios with the template function. Bind quotes immediately. With one click, you can bind a policy inside PL Rating™.
Sales Quote 320+ carriers Win more business in seconds Gain leads effortlessly. Empower prospects to get a rate from your agency website or social media profiles. Close business on the spot. Bind directly within the comparative rater with no extra steps needed. Improve service partnership. Help service team members be more proactive with a view into quoting status.
Operations Streamline quoting Do more with your data Integrate your tech stack. Easily connect our insurance rating engine to your management or sales system. Prefill accurate data. Save your team time with home, driver, and vehicle data that auto-fills without the need for duplicate data entry. Trust your data. Get the highest quality information with prefilled, verified third-party data.
Top features PL Rating Other personal raters Lines of business: home, auto and other LOBs depending on state ✓ Available ✓ Available Carrier inventory ✓ 300+ carrier partners ✓ 300+ carrier partners Data prefill ✓ Available ✓ Available Dynamic question sets ✓ Available ✓ Available Reserve quote in market ✓ Available ✓ Available Offer comparative rater quotes on website ✓ Available ✗ Limited Management system integration ✓ AMS360, Sagitta, QQCatalyst, and over 20 other management systems ✗ Limited Open architecture ✓ InsurTech partner integration available ✗ Limited integrations Interview-style workflow ✓ Available ✗ Not available Unlimited quote templates ✓ Available and customizable ✗ Not available Instant bind in rater ✓ Available ✗ Not available Setup and implementation ✓ Days ✗ Weeks
Open architecture AMS360 Agency Power your agency with the industry's leading AMS! QQCatalyst Agency The foundational insurance management system for complex small agencies. Sagitta Agency An enterprise-class management system for your agency. AgencyZoom Agency You sell the policy. We automate the rest! Commercial Submissions Agency , Carrier , MGA Deliver a game-changing experience for commercial quotes. InsurLink Agency Providing your customers with 24/7 access to their insurance information.
More resources to love Is a comparative rater the right fit? Browse our buyer’s guide to learn which factors to consider when it comes to choosing a comparative insurance rater for your agency. Download the buyer’s guide
Built to support your entire team Meet our new platform, AgencyOne AgencyOne brings our solutions, partners, and your team together into one integrated platform that connects your entire business. See it in action
How Connor Insurance scaled client services with Vertafore tech The family-owned independent agency modernized their operations and up-leveled interactions with end-insureds.
Still on FSC Rater? Upgrade for free to our PL Rating insurance quoting software. Talk to a tech expert
